In a multi-factor authentication (MFA) process, a user is granted access only after successfully presenting two or more pieces of Identifying Information (called factors). Without MFA, all you need to log in successfully is your username and passwordThe password is your single factor of authentication. The second factor makes your account more secure 

Without the second factor of Authenticationthe user is viable for attack from weak passwords, leaked passwords and you cannot be sure if the user is really the one signing in or it is an attacker.  

With Finema’s cryptographic key authentication, security is heightenedOur MFA considers what you know (Password), what you have (mobile phone) and who you are (cryptographic key)

How It Works

Logging in

  1. To access an online service, a user first inputs her username and password. (First Factor). The online service then prompts the user to scan the QR code.  
  2. The user goes to her Finema e-ID wallet and uses her biometrics, e.g. a fingerprint, to unlock her secret key.  
  3. The user then scans the QR code via Finema e-ID wallet. (Second Factor). The wallet will communicate with the server. 
  4.  If the secret key is valid, the user will successfully login.

Our solution is designed with security and privacy protectionsbuilt-in phishing resistance and ease-of-use. This gives it the potential to drive widespread adoption across enterprise and consumer markets making everyone safer.  

New : 2020 Guidance for Decentralized Identity and Verifiable Claims

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